Maryland Motorcycle Insurance Policy Information
The value of good motorcycle insurance often doesn't become apparent
until you really need it. Whether it's a minor fender bender or a more
substantial accident, it pays to have Maryland motorcycle insurance
coverage you can count on.
Let our experienced Maryland Motorcycle Insurance
policy specialist explain the different Liability limits,
Comprehensive, Collision, Uninsured Motorist,
Personal Injury Protection, Medical coverages, and
deductibles that are available for you to choose from.
We offer affordable motorcycle insurance policies
from a leader in the insurance industry.
Learn more about Maryland Motorcycle
Insurance policy coverage options below!
Click on the link below to fill out a quote request form for
a Maryland Motorcycle Insurance policy that will provide
excellent motorcycle insurance coverage at an
affordable cost. Or speak with our Maryland Motorcycle
Insurance agent specialist at 410-385-0455 to discuss
the policy features in more detail.
We are a Baltimore, MD full service insurance agency, offering affordable
Maryland motorcycle insurance policy premiums to those located in the
following neighborhoods, cities and counties: Federal Hill, Locust Point,
Canton, Fells Point, Bolton Hill, Butchers Hill, Dundalk, Essex, Baltimore
Highlands, Lansdowne, Middle River, Rosedale, Arundel Village, Brooklyn
Park, Kenwood, Eastpoint, North Point, Chesaco Park, Rossville, Halethorpe,
Elkridge, Linthicum, Glen Burnie, Rippling Ridge, Garland, Ferndale,
Woodlawn Heights, South Gate, Severn, Catonsville, Shipley, Arbutus, West
Edmondale, High Point, Riviera Beach, Green Haven, Orchard Beach, Lipins
Corner, Ellicott City, Lochearn, Brighton, Woodmoor, Rockdale, Lynne Acres,
Pikesville, Randallstown, Owings Mills, Garrison, Towson, Mays Chapel,
Overlea, Parkville, Carney, Perry Hall, Elmwood, Edgemere, North Point
Village, Rodgers Forge, Ruxton, Linhigh, Fullerton, Putty Hill, Baynesville,
Lutherville-Timonium, Annapolis, Columbia, Hampton, Providence,
Montgomery County, Carroll County, Prince Georges County, Howard
County, Anne Arundel County, Harford County, and Baltimore County, MD.
We also offer Maryland motorcycle insurance services throughout the Old
Line State.
Liability Coverage (Bodily Injury & Property Damage) - Motorcycle Insurance
Bodily Injury Liability
Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum bodily liability insurance coverage
available for purchase in Maryland is 20/40 and is explained in detail below.
However, we recommend that you choose liability insurance coverage amounts
that are much higher than the minimums listed below. Contact us at 410-385-0455
to discuss what liability coverage amounts you require to meet your family and
personal needs.

Maryland Liability Coverage limits explanation:
20/40/15 20=$20,000 - 40=$40,000 - 15=$15,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Property Damage Liability
Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage
motorcycle insurance coverage. The minimum coverage amount in Maryland
is $15,000.
20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident.

Collision Coverage - Maryland Motorcycle Insurance Policy
Covers damage caused to the owners motorcycle from a collision caused by
another vehicle or other object. The deductible is the amount you choose to pay
upfront (if any) before the motorcycle insurance policy pays. The higher the
deductible you choose, the lower the collision coverage cost within the Maryland
Motorcycle Insurance policy.
Maryland Motorcycle Insurance FAQ
Comprehensive Coverage - Maryland Motorcycle Insurance Policy
Covers damage caused to the insured's motorcycle (your motorcycle) from
risks such as theft, fire, falling objects, earthquake, flood, missiles,
explosion, riot and civil unrest. The deductible is the amount you choose to
pay upfront (if any) before the motorcycle insurance policy pays. The higher
the deductible chosen the lower the comprehensive coverage cost within the
Maryland Motorcycle Insurance policy.
Maryland Motorcycle Insurance FAQ
Maryland Motorcycle Insurance FAQ
Uninsured Motorist Coverage - Maryland Motorcycle Insurance Policy
Example of uninsured motorist limits:
Maryland Motorcycle Insurance FAQ
Covers the insured (you) for your bodily injury caused by a hit-and-run driver
or an at-fault driver who has no auto or motorcycle liability insurance. This is
a required coverage for Motorcycle Insurance in Maryland. Contact us at
410-385-0455 to discuss what uninsured coverage amounts you require to
meet your family and personal needs.

Underinsured Motorist Coverage - Maryland Motorcycle Insurance Policy
This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your
damages.

Protects you if your motorcycle is damaged in an accident caused by a driver
who has insufficient auto or motorcycle insurance coverage. This coverage
pays the difference between the coverage limit you select and the other
driver's property damage coverage limit.
This type of motorcycle insurance coverage pays for your medical expenses,
lost wages, and other damages when you or your passengers are injured in
an accident caused by a driver who has insufficient auto or motorcycle
insurance coverage. The motorcycle insurance coverage typically pays the
difference between the coverage limit you select and the other driver's bodily
injury coverage limit. This is not a required motorcycle insurance coverage in
Maryland.
Underinsured Motorist Bodily Injury Coverage
Underinsured Motorist Property Damage Coverage
Maryland Motorcycle Insurance FAQ
Click on the link below to fill out a quote request form for a Maryland
Motorcycle Insurance policy that will provide excellent motorcycle insurance
coverage at an affordable cost. Or you can speak with our Maryland
Motorcycle Insurance agent specialist at 410-385-0455 to discuss the policy
features.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Upper Chesapeake
Insurance Agency, Inc.
900 South Charles Street
1st Floor
Baltimore, Maryland 21230
Baltimore County, MD
(410) 385-0455
Fax: (410) 385-3098

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