Term Life Insurance Policy Information

Life Insurance can help protect your family and is an excellent way to
accumulate money for college, retirement or unplanned expenses. A
person should have life insurance that approaches six to eight times
their annual gross income. Under current laws, there is generally no
federal income tax on death benefits paid to a named beneficiary.

Using the strength and experience of our life insurance
markets, we offer affordable term life and universal life
insurance policies.

Life insurance coverage for a specified length of time.
A term life insurance policy is usually purchased with
a particular need in mind. Beneficiaries will collect,
usually tax free, the face value of the policy upon the
insured (your) death. Term life is attractive for those
with a limited income, high short term insurance
needs, or for personal family protection.

If the insured survives the time period, the policy
expires. There is no cash value at the expiration of a
term life insurance policy. Some policies have a
convertible feature permitting a policyowner to
exchange a term policy for a cash value policy without
evidence of insurability.

Level Term Life Insurance Policy Features

A constant death benefit and a level premium for
a specified number of years. We offer 10, 15, 20,
and 30 year terms.

Decreasing Term Life Insurance Policy Features

Has a decreasing death benefit and a level premium.

Click on the link below to fill out a quote request form for a
Term Life Insurance policy that will provide excellent life
insurance coverage at an affordable cost. Or speak with one
of our Term Life Insurance agent specialist at 410-385-0455
to discuss the features in more detail.

We are a Baltimore, Maryland full service insurance agency, offering
affordable term life insurance policy premiums to people located in the
following neighborhoods, cities and counties: Federal Hill, Locust Point,
Canton, Fells Point, Bolton Hill, Butchers Hill, Dundalk, Essex, Baltimore
Highlands, Lansdowne, Middle River, Rosedale, Arundel Village,
Brooklyn Park, Kenwood, Eastpoint, North Point, Chesaco Park,
Rossville, Halethorpe, Elkridge, Linthicum, Glen Burnie, Rippling Ridge,
Garland, Ferndale, Woodlawn Heights, South Gate, Severn, Catonsville,
Shipley, Arbutus, West Edmondale, High Point, Riviera Beach, Green
Haven, Orchard Beach, Lipins Corner, Ellicott City, Lochearn, Brighton,
Woodmoor, Rockdale, Lynne Acres, Pikesville, Randallstown, Owings
Mills, Garrison, Towson, Mays Chapel, Overlea, Parkville, Carney, Perry
Hall, Elmwood, Edgemere, North Point Village, Rodgers Forge, Ruxton,
Linhigh, Fullerton, Putty Hill, Baynesville, Lutherville-Timonium,
Annapolis, Columbia, Hampton, Providence, Montgomery County, Carroll
County, Prince Georges County, Howard County, Anne Arundel County,
Harford County, and Baltimore County, MD. We also offer Maryland term
life insurance services throughout the Old Line State.

**The information, pictures, and other content in this website about
particular insurance services is only provided for informational purposes.
Any decisions regarding your insurance needs should be discussed with
a licensed insurance agent.

Upper Chesapeake

Insurance Agency, Inc.

900 South Charles Street

1st Floor

Baltimore, Maryland 21230

Baltimore County, MD

(410) 385-0455

Fax: (410) 385-3098

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Upper Chesapeake Insurance Agency, Inc.

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